Once in a while I see advertising that is very manipulative and that makes me angry. As in, the anger caused by watching one person taking advantage of another person’s ignorance for their own gain. Today this happened when I opened the mail to find a “Certificate” from Gerber Life to offer me the opportunity to pay for life insurance for a child or grandchild.
Assuming you are following along with this series, you’ve read or listened through the buy or rent discussion and leverage and you’ve decided buying a home is a good decision for your financial future. Now what? Start looking for a home! Not quite yet, but I’m guessing that you’ve already done that and you might even have a few places in mind already…
Honey!! The toilet is running again. The sink also leaks, and the fence needs to be re-stained before winter. Sometimes the Honey-DO list seems infinite and exhausting when you own a home, especially when vermin are in the walls or appliances are breaking. When you rent, you may have some of these issues in your life, but when something goes wrong…
One of the reasons that most people hate dealing with their finances is that somewhere along the way things became way too complicated. Too many accounts, too many reports to look at and all it just seems to take up way too much time and mental effort. But how does it ever get any better if we don’t take the medicine and make the effort to simplify?
Financial scams are nothing new and have probably been around since the invention of money. New scams pop up every year whether claiming to get you rich quickly, reduce your debt, eliminate or reduce your student loan payments. The same is true for all of them, the only people they making rich are the people selling them.
When people come over to “my house”, which my wife has done a wonderful job turning into our home, they are usually very complementary and say things such as “What a wonderful home you have,” or “Congratulations, what a beautiful home you have,” or, “We love your home.” Depending on the person, I usually just say thank you…
To begin a financial conversation about the future with a new client requires first that we establish the starting point, simply, where are we at today. For many people this can be a painful exercise of bringing up all the emotions surrounding prior decision making and the related feelings of guilt and remorse for potentially not making the right decisions in the past.
While age 11 has been traditionally the marker of the passage into adulthood in eras past, age 14 is typically the first age at which you can officially have a job, earn income and potentially even pay taxes. So 14 can also be the age at which you should begin learning about money and how capitalism works, as it’s the system you have been born into and you are going to live in it fo
