Changes to how your FICO credit score are coming, and if you don't understand them you could be left with a decreased credit score. In this video we explain how your credit score is calculated, and some unconventional ways you probably haven't heard of to increase it.

The biggest purchase you’ll ever make is buying a home, so it makes sense that you do some research and homework before diving in. In part two of our home-buying series, we break down for you what happens at appraisal, inspection, red flags to look out for, and little known secrets to saving money on your house buying cost.

The biggest purchase you’ll ever make is buying a home, so it makes sense that you do some research and homework before diving in. Here we share the critical first steps you should take, as well as some tricks so you get the home you want and don’t overspend at any point in the process.

Don’t give the government any more money than you have to! We know that choosing between a traditional or a Roth IRA can be confusing, with a number of variables. Here we talk you through it and show you how to calculate your tax rates so you can make the right decision for yourself.

In this short podcast we highlight a few of the major problems we see with the idea of student loan forgiveness, such as fairness, how we pay for it, and the fact that student loan forgiveness does not address the larger problem of an overall broken system. Instead of, we discuss the possibility of an alternative solution (hint: in our solution, big banks will stop benefitting from student loans). Listen for more!

Being in debt simply means that you are not working for yourself, and that a good portion of your hard earned money is going to someone else. In this podcast, we help you understand the first steps in finding financial freedom, which means learning to budget and track spending. We beg the question, how much are you willing to work so you can buy more stuff?

We often hear the word “leverage” used in financial contexts, but its full scope is often not fully understood. Today we examine it in depth and offer some real life examples of how leverage can work for or against you. 

In this episode, we give you the basics on how to assess your current financial situation. It's important to know where you're starting if you want to achieve your goals, and in this episode we show you where to start.

People commonly think real estate is a great investment because property doesn’t depreciate, but this isn’t necessarily the case anymore. What if you invested your down payment into long term index funds? Is it a better long term investment to do that or rent? Here we invite you to take a hard look at all of the factors that go into your financial readiness of buying a house, and offer some other, unconventional options as well.

You can’t change the past (and the debt and poor decisions attached to it), but you can decide who you want to be in this moment and moving forward. Here we talk about why it’s so important to remember that you have the power to create a prosperous financial future, but you have to choose it, and recognize every journey begins with the first step.

All the current economic indicators are pointing towards a market “correction”, better known as a downturn, so hold on tight!  In this podcast we talk about how to see these cycles coming, protect yourself from their negative effects and how to best take advantage of them.

Here we explore the bottom line and how when you get to know yourself and your partner and you will do better within this system of capitalism. Get to know yourself as you relate to money and you will have a foundation to create budgets, goals, and move towards financial independence. 

Ever think about how many options you have at the grocery store, or that you actually have an option about which store you shop at? Or that you can choose whom you work for and can leave at any time? These are all advantages of a free market. In this episode we explore these pros and some cons too..

In this short special episode we get back to the roots and talk about why we’re doing this podcast. In it, we discuss how we all are capitalists in practice, why free markets are the best option, and why monopolies suck. We also share the takeaways we’d like you, the listener, to leave with.

Do you have 20 credit cards open or several bank accounts that you hardly use? Have you changed jobs and now have several 401K accounts to keep track of? This video will help to organize your financial life into three easy areas so you know where your money is going each month and you can track your finances more easily. It’s like Mari Kondo-ing your finances!

In a world where it’s so easy to spend, the struggle to save is real. Today we discuss the importance of developing your willpower muscle, setting your own personal spending boundaries ahead of temptation, and the trap of lifestyle creep and what to do about it.

It can be tempting to believe someone telling you they will save you or make you money, but the sad truth is we live in a world of scams that are ever increasing in their sophistication and reach. In this episode we take an in-depth look at credit card consolidation companies and help you to determine if they are actually working for your benefit or if they just want to take your money and run.